I have been using the “plugable microscope” from Amazon ($50) and it is fantastic. I have a workstation where my computer is, so I make use of my monitor. Here is a picture of my setup.
Only downside is I have to manually fix the zoom when I move it. For a beginner, hell of deal.
Hmmm, I cant upload images it seems… Long story short. The quality is certainly enough to check my SMD rework after I am done. I use it for inspecting for problems before and after I do my work.